New York Life

<body bgcolor="#FFFFFF" leftmargin="15" topmargin="0" marginwidth="15" marginheight="0" background="/graphics/N/T1mainback.jpg"> <table width="570" border="0" cellspacing="0" cellpadding="6"> <tr><td align="center" valign="top"> <img src="/files/6782/bieber1.jpg" alt="New York Life" height="138" width="315" border="0"> </td><td align="left" valign="top"> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b></b></font></div> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"></font></div> <table border="0" cellspacing="0" cellpadding="6"> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif"><b><font size="3" color="#003399"> Rod Bieber <br>Agent</font></b></font></td> </tr> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><b> </b></font></td> </tr> <tr><td><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Saginaw, MI 48603<br>Phone (989) 791-1900 <br>FAX (989) 791-1906 <table border="0" cellspacing="0" cellpadding="0"> <tr><td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Email: </font></td> </tr><tr> <td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><a href="mailto:rjbieber@ft.newyorklife.com">rjbieber@ft.newyorklife.com</a><br></font></td></tr></table></font></td></tr> </table> </td> </tr> <tr> <td colspan="2" valign="top" align="left"> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><p><img align="left" alt="" hspace="10" src="/files/6782/bieber2.jpg" /><span style="color: rgb(0, 0, 255);"><b><i>Personal Profile </i></b></span></p><p><span style="color: rgb(0, 0, 255);">A 2007 Executive Council Agent, I have been with New York life for over 19 years. A graduate of the University of Cincinnati with a Masters from the University of Michigan, I moved to Saginaw in 1981. </span></p><p><span style="color: rgb(0, 0, 255);">I</span><span style="color: rgb(0, 0, 255);">n addition to my New York Life duties, I am a classical violinist performing with the <b>Saginaw Bay Symphony </b>and the <b>Flint Symphony Orchestra</b>. I am a producer and host of two weekly radio programs on <b>Delta College Public Radio WUCX-FM 90.1 </b>and Music Director at <b>First United Methodist.</b> </span></p><p><span style="color: rgb(0, 0, 255);">Commuinty service is also very important to me. As a result, I am a member of the <b>Saginaw Chamber of Commerce </b>and the <b>Saginaw Rotary Club.</b> After hours you may find me playing backyard baseball with daughter Meredith or son Nathan, enjoying the gourmet cooking of wife Catherine</span>.</p><p><br /> <br /> <span style="color: rgb(0, 0, 255);">In addition to being an agent with New York Life Insurance Company, I am also a registered representative for NYLIFE Securities LLC, 4343 State Street, Saginaw, MI 48603, offering securities products to individuals residing in the states of MI, and OH. </span></p><p><br /> <br /> <img align="right" alt="" hspace="10" src="/files/6782/bieber3.jpg" /><b><span style="color: rgb(0, 0, 255);"><i>My Staff </i></span></b></p><p><br /> <br /> <span style="color: rgb(0, 0, 255);">My staff consists of my friendly and loyal assistant DeAnna LaBeau. Dee has been with for over 10 years, joining the office in October 2000. Dee handles your service requests and schedules office activities. Dee looks forward to meeting you and being of service to you. </span></p><p><br /> <br /> <span style="color: rgb(0, 0, 128);"><i><b>My Products and Services</b> </i></span></p><p><br /> <br /> <span style="color: rgb(0, 0, 255);">My work involves offering insurance and other financial products to help people with their personal needs such as funding for college, retirement and IRA funding as well as mortgage protection and estate conservation. I also help business owners provide the funding for qualified retirement plans and assist with insuring key people within their company. </span></p><p><br /> <br /> <span style="color: rgb(0, 0, 255);">Ask me about helping you with life insurance needs, annuities and long term care concerns</span>.</p><p><br /> <br /> <b>Products</b></p><p><a href="https://www.newyorklife.com/cda/0,3254,4,00.html" target="source">Life Insurance</a><br /> <a href="https://www.newyorklife.com/cda/0,3254,10468,00.html" target="source">Annuities*</a><br /> <a href="https://www.newyorklife.com/cda/0,3254,12165,00.html" target="source">Investments#</a><br /> <br /> <br /> <a href="https://www.newyorklife.com/cda/0,3254,11309,00.html" target="source">Long Term Care Insurance</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10602,00.html" target="source">Disability Income Insurance**</a></p><p>*Issued by New York Life Insurance and Annuity Corporation (a Delaware Corporation).<br /> #Offered by<br /> <br /> NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>), 51 Madison Avenue, New York, NY 10010.<br /> **Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization or product availability in your state or locality.<br /> <br /> <br /> </p><p><b>Personal Solutions</b></p><p><a href="http://www.newyorklife.com/NYL2/ArticleDisplay/0,1234,7188-13-28,00.html" target="source">Estate Planning</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10614,00.html" target="source">Retirement Funding</a><br /> <a href="http://www.newyorklife.com/NYL2/ArticleDisplay/0,1234,10505-13-28,00.html" target="source">Charitable Giving</a><br /> <br /> <br /> <a href="http://www.newyorklife.com/NYL2/ArticleDisplay/0,1234,9211-13-28,00.html" target="source">Gifts to Children/Grandchildren</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,8960,00.html" target="source">Education Funding</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10479,00.html" target="source">Mortgage Protection</a><br /> <br /> <br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10479,00.html" target="source">Protection of Valuable Assets</a><br /> <br /> <br /> </p><p><b><a href="http://www.newyorklife.com/NYL2/DocDisplay/0,1232,1,00.html" target="source">Business Solutions</a></b></p><p><a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,6341,00.html" target="source">Helping Your Business Grow</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10579,00.html" target="source">Business Continuation Planning</a><br /> <br /> <br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10583,00.html" target="source">Retirement/Estate Planning</a><a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10609,00.html" target="source">Taxes</a>+<br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10610,00.html" target="source">Life Insurance</a><br /> <a href="http://www.newyorklife.com/NYL2/CategoryDisplay/0,1233,10700,00.html" target="source">Employee Benefits</a><br /> <br /> <span style="font-size: 10px;">+Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.</span></p><p><b>Interesting Destinations</b></p><p><br /> target=new>AARP<br /> <br /> target=new>Business Owners Resourse Center<br /> <br /> target=new>Internal Revenue Service Tax Info<br /> <br /> target=new>Mayo Clinic Health Info<br /> <br /> target=new>NASDAQ<br /> <br /> target=new>Social Security Information<br /> <a href="http://www.newyorklife.com/NYL2/ArticleDisplay/0,1234,6,00.html" target="new">What's New</a><br /> </p><p><br /> <br /> <br /> Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.<br /> <br /> <br /> <br /> <br /> <br /> <small> Rod Bieber is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Michigan. No insurance business may be conducted outside this/these state(s) referenced.<br /> <br /> <br /> <br /> Rod Bieber is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Michigan, and Ohio. </small><br /> <br /> <br /> </p> <center> <p>For information or to schedule a no obligation consultation with Rod, call (989) 791-1900</p></center> </font></p> </td> </tr> <tr> <td align="center" colspan="2" height="19"><hr color="#003399"></td> </tr> <tr> <td colspan="2" height="28"> <table border="0" cellspacing="0" cellpadding="4" align="center"> <tr> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3062" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>ETFs for the Conservative Investor </b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3292" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Retaining MVPs with Executive Bonus Life Insurance </b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3108" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>HOT TOPIC: Understanding the Three New U.S. Trade Agreements</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3586" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>HOT TOPIC: American Manufacturing: Rebound or Renaissance?</b></font></a></td> </tr> </table> </td> </tr> <tr> <td colspan="2"> <font face="Arial, Helvetica, sans-serif" size="1"><div id="copyrightDisclaimer" align="center"> <br>Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br><a href="http://www.rodbieber.com/files/NYLAgentdisclaimer.htm" TARGET="_blank"> Copyright 2012. New York Life Insurance Company. All Rights Reserved.</a> <br><a href="http://www.rodbieber.com/files/NYLAgentPrivacyPolicy.htm" TARGET="_blank">Privacy Policy</a> </div></font> <iframe src="http://www.newyorklife.com/nyl/jsp/others/set_agent_id.jsp?marketerNumber=0QFEQ%2BjEi%2Bk%3D" style="width:1px; height:1px; display:none;" frameborder="0"> </iframe> </td> </tr> </table></div></body></html>